Overhaul Bank Rec Process

I have had nothing but trouble balancing our big bank statement since we started with Merchant in October 2024. Overall, it's just not very user-friendly.

Things I would like to see:

• When entering transactions, there needs to be a way to lock out dates (one time my issue was instead of entering 6/2/25 for a transaction; I fat fingered it and entered 6/2/02 [I missed the 5 in 25], I realize this was my fault but 2002 shouldn’t even be allowed)

• When entering transactions, the date/period should be forced to match (I’ve had issues where the date/period don’t match so it doesn’t play nice in the reconcile process)

• When in the bank reconciliation, I wish it showed the total debits and total credits for the current reconciliation. My bank statement shows the total credits and debits for the month. It would be nice to be able to match these and quickly figure out which side of the ledger to focus on when trying to find a mistake

• I wish the bank reconciliation were its own “file”. In my old system, I could save and delete the “file”. I could save as I went, and if I struggled to get it to balance, I could press delete and it would erase everything I had marked to clear, and I could start over. There is no way to do that now. If I accidentally clear something, I shouldn’t have to click through several different screens to try to find the mistake.

• I don't understand why wire payments automatically "clear" the bank. There are times when a wire gets missed. I currently can't figure out which ones were entered and which ones were missed without running an extra report. If the wires were shown on the outstanding list with the paper checks and "cleared," this issue would go away.

• Get rid of the "cleared after the As Of date" lines. What is the point of putting in the dates that I'm reconciling if it is still going to factor in the items "cleared after"? The only values that should be affected should be from the last reconciliation to the end of the current reconciliation.